Terms & Conditions

Welcome to EasyGari. These Terms and Conditions govern your use of our website and the financial services we provide, including logbook loans, asset financing, import duty finance, and overdraft facilities. By accessing our services, you agree to be bound by these terms.

You must be at least 18 years of age and a Kenyan citizen or legal resident with valid identification. For logbook loans, you must be the registered owner of the vehicle used as collateral, which must meet our minimum valuation and age requirements.

All applications are subject to internal credit scoring and verification. Providing false information is ground for immediate rejection and potential legal action. Approval is at the sole discretion of EasyGari based on our risk assessment framework.

For secured loans, the original logbook must be deposited with EasyGari. Joint registration may be required. Vehicles must be fitted with an approved tracking device and remain comprehensively insured at all times during the loan period.

Repayments are due monthly as per the agreed schedule. Late payments attract penalty fees as specified in your agreement. Failure to repay may result in the repossession and sale of collateral to recover outstanding balances.

We process your personal data in accordance with the Data Protection Act of Kenya. Your information is used for credit assessment and regulatory compliance. We do not sell your personal data to third parties.